In this episode of The D Shift, Mardi Winder speaks with Heike Yates, health and fitness coach and creator of the Midlife Reset Guide, about how women can rebuild strength, confidence, and overall well-being during midlife, especially while navigating major life transitions such as divorce.

With more than three decades of experience in fitness, nutrition, and mindset coaching, Heike shares a refreshing perspective on midlife. Rather than focusing on appearance or unrealistic standards, she encourages women to redefine wellness through strength, energy, and personal growth.

Mardi and Heike explore the unique challenges women face during midlife transitions, including the emotional and physical impact of divorce. The conversation highlights how movement can become a powerful tool for both physical health and emotional resilience, helping women reconnect with themselves during times of change.

In this episode we cover:

• How to approach fitness and wellness during midlife transitions

• Why strength matters more than appearance

• Simple ways to build movement into everyday life

• The emotional benefits of mindful movement like yoga and Pilates

• How to overcome common barriers such as time and gym discomfort

Heike also shares how everyday activities such as lifting groceries, gardening, or kayaking can contribute to strength and confidence, reinforcing that fitness does not need to be complicated to be effective. She discusses practical solutions such as home-based routines and virtual coaching, making wellness accessible regardless of schedule or environment.

About the Guest:

Heike Yates is a Midlife Fitness Expert, author, and creator of the SPARK Framework. She helps midlife women stop dimming their light and rebuild strength, energy, and confidence without guilt, extremes, or starting over. With 35+ years of experience in fitness, nutrition, and mindset coaching, Heike supports women who feel stuck in the cycle of trying and quitting. Her approach is realistic, compassionate, and designed for real life—not ideal days. She is the host of the Pursue Your Spark Podcast and author of Pursue Your Spark, where she blends science and lived experience to help women move out of survival mode and into clarity, confidence, and strength.

For Heike’s gift: Midlife Reset Guide https://spark.heikeyates.com/midlife-reset-guide:

Website: https://heikeyates.com/

Facebook: https://www.facebook.com/pursueyourspark

Instagram: https://www.instagram.com/heikeyates/

LinkedIn: https://www.linkedin.com/in/heike-yates/

YouTube: https://www.youtube.com/channel/UCQIeOesGLGAOD5RhI2KYjcA

Podcast - Pursue Your Spark: https://podcasts.apple.com/us/podcast/pursue-your-spark-midlife-fitness-nutrition-mindset/id1231586317

Book - Pursue Your Spark: https://amzn.to/4mD5xL7

About the Host

Mardi Winder is a Strategic Divorce Consultant and High-Conflict Divorce Coach who helps high-achieving individuals navigate divorce with clarity, confidence, and control. Drawing on more than 30 years of experience in mediation, divorce coaching and conflict resolution, she supports clients in making smart decisions while reducing emotional and financial fallout, particularly in high-conflict, high-asset and complex divorces. Mardi is the founder of Positive Communication Systems, LLC, and the Strategic Divorce Directory, LLC.

For Mardi’s gift: The Resilience Building Blueprint: A 28-Day Journey To A Stronger You https://www.divorcecoach4women.com/rbb

Connect with Mardi on Social Media:

Facebook - https://www.facebook.com/Divorcecoach4women

LinkedIn: https://www.linkedin.com/in/mardiwinderadams/

Instagram: https://www.instagram.com/divorcecoach4women/

Youtube: https://www.youtube.com/@divorcecoach4women

Thanks for Listening!

Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page.

Do you have feedback or questions about this episode? Leave a comment in the section below!

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If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts. You can also subscribe in your favorite podcast app.

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Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.

In this episode of The D Shift, Mardi Winder speaks with financial strategist and Certified Divorce Financial Analyst Donna Cates about the financial decisions in divorce that many people misunderstand and the costly mistakes that can follow.

Donna shares her experience working with clients both during and after divorce, explaining how seemingly simple decisions can have long-term financial consequences. From tax implications to retirement accounts, she highlights how what looks “equal” on paper is often far from equal in reality.

Mardi and Donna explore why many people feel overwhelmed or unprepared to make financial decisions during divorce, especially when they have not been involved in managing finances during the marriage. They emphasize the importance of understanding your options before agreeing to a settlement and the risks of relying solely on legal advice without financial expertise.

This discussion includes:

• Why equal asset division does not always mean equal value

• Hidden tax consequences that can impact divorce settlements

• How retirement accounts are divided and why timing matters

• The role of a QDRO and common mistakes people make

• Why keeping the marital home is not always the best financial decision

The conversation also highlights how timing plays a critical role in financial decisions, particularly when it comes to retirement accounts, rollovers, and avoiding unnecessary penalties. Donna explains how missing key steps or delaying important actions can cost both time and money.

About the Guest:

Donna Cates is the founder of Money Matters Wealth Solutions and a Financial Strategist, Certified Divorce Financial Analyst® (CDFA®), and retirement planning specialist who helps women become financially unshakeable. She works with women navigating major life transitions such as divorce, widowhood, retirement, and reinvention, guiding them to build real wealth, real security, and real options. Donna’s work isn’t about fear-based planning or playing small. It’s about clarity, confidence, and the power to choose on a woman’s own terms. She believes true financial security is about dignity, peace, and freedom, and that no woman should ever have to rely on someone else to protect her future.

For Donna’ book “A Woman's Guide To Financial Security And Fair Settlement: Because She Is Her Own Financial Plan (Divorce Decoded)”: https://a.co/d/0dzvMCoq

To connect with Donna:

Website: https://moneymatterswealth.com/

FB: http://www.facebook.com/MoneyMattersWealth

LinkedIn: http://www.linkedin.com/in/donnacates/

Instagram: https://instagram.com/donnacates

Divorce FB: http://www.facebook.com/DivorceDivasAlabama/

Email: donna@wwbpartners.com

About the Host

Mardi Winder is a Strategic Divorce Consultant and High-Conflict Divorce Coach who helps high-achieving individuals navigate divorce with clarity, confidence, and control. Drawing on more than 30 years of experience in mediation, divorce coaching and conflict resolution, she supports clients in making smart decisions while reducing emotional and financial fallout, particularly in high-conflict, high-asset and complex divorces. Mardi is the founder of Positive Communication Systems, LLC, and the Strategic Divorce Directory, LLC.

For Mardi’s gift: The Resilience Building Blueprint: A 28-Day Journey To A Stronger You https://www.divorcecoach4women.com/rbb

Connect with Mardi on Social Media:

Facebook - https://www.facebook.com/Divorcecoach4women

LinkedIn: https://www.linkedin.com/in/mardiwinderadams/

Instagram: https://www.instagram.com/divorcecoach4women/

Youtube: https://www.youtube.com/@divorcecoach4women

Thanks for Listening!

Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page.

Do you have feedback or questions about this episode? Leave a comment in the section below!

Subscribe to the Podcast

If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts. You can also subscribe in your favorite podcast app.

Leave an Apple Podcast Review

Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.

In this episode of The D Shift, Mardi Winder speaks with transformation coach Pritha Dindayal about how to rebuild your life after divorce without falling back into old patterns that no longer serve you.

Pritha shares her deeply personal journey through multiple life transitions, including the end of a long-term relationship, career disruption, and profound personal loss. She speaks openly about the emotional impact of these experiences and how they shaped her understanding of change, resilience, and self-trust.

Mardi and Pritha explore a common challenge many people face after divorce: while life circumstances may shift quickly, internal patterns of thinking and decision-making often take longer to evolve. This gap can lead people to make choices from a place of pain, fear, or habit, causing them to repeat cycles even when they are trying to move forward.

In this episode Pritha shares:

• Why people often repeat patterns after divorce

• How emotional pain can influence decision-making

• The importance of self-awareness during life transitions

• How to recognize and shift limiting beliefs

• Practical ways to move forward with intention and clarity

The conversation also highlights the importance of support, whether through coaching or community, in identifying blind spots and creating meaningful change. Pritha encourages listeners to slow down, ask honest questions, and begin making choices that align with who they are becoming, not who they have been.

About the Guest:

Pritha Dindayal is a Transformation Coach who helps women navigate the in-between phase after something ends — a breakup, divorce, career shift, or identity change. She works with women who look fine on the outside but feel unsettled, stuck, or unsure on the inside. Pritha helps women recognize the invisible patterns they keep defaulting to and learn how to live from who they are now, not who they used to be.

For Pritha’s gift: https://breakthrough-with-pritha.kit.com/a2ef29790f

To connect with Pritha:

Instagram: https://www.instagram.com/breakthroughwithpritha/

About the Host

Mardi Winder is an ICF and BCC Executive and Leadership Coach, Certified Divorce Transition Coach, Certified Divorce Specialist (CDS®) and a Credentialed Distinguished Mediator in Texas. She has worked with women in executive, entrepreneur, and leadership roles, navigating personal, life, and professional transitions. She is the founder of Positive Communication Systems, LLC, and host of Real Divorce Talks, a quarterly series designed to provide education and inspiration to women at all stages of divorce.

Connect with Mardi on Social Media:

Facebook - https://www.facebook.com/Divorcecoach4women

LinkedIn: https://www.linkedin.com/in/mardiwinderadams/

Instagram: https://www.instagram.com/divorcecoach4women/

YouTube: https://www.youtube.com/@divorcecoach4women

Thanks for Listening!

Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page.

Do you have feedback or questions about this episode? Leave a comment in the section below!

Subscribe to the Podcast

If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts. You can also subscribe in your favorite podcast app.

Leave us an Apple Podcast Review

Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.

In this episode of The D Shift, Mardi Winder speaks with Serena Sevits about how to make smart financial decisions during and after divorce, and how financial planning can support both stability and personal growth during major life transitions.

Serena shares how her diverse background in business ownership and leadership led her into financial strategy, where she now helps individuals create personalized financial plans that align with their unique circumstances and goals. Her approach focuses not just on numbers, but on understanding the emotional and psychological relationship people have with money.

Mardi and Serena explore how divorce and other life changes can create uncertainty around finances, often leading to overwhelm or avoidance. Serena emphasizes that financial planning does not have to be restrictive or intimidating. Instead, it can be a flexible and empowering process that helps individuals regain control and build confidence in their decisions.

This episode covers:

• How to approach financial planning after divorce

• Why financial decisions are often influenced by emotions and mindset

• Simple ways to start building a financial plan without feeling overwhelmed

• How small changes can lead to meaningful financial progress

• Why personalized financial strategies work better than generic advice

The conversation also addresses the hesitation many people feel when making financial decisions and the importance of seeking guidance early. Serena highlights that financial support is not just for those with significant assets, but for anyone who wants to create clarity and direction in their financial life.

About the Guest:

Serena Sevits is a passionate financial strategist dedicated to empowering individuals and businesses to achieve their financial goals. Serena specializes in crafting personalized financial strategies that align with her clients' unique needs and aspirations, regardless of their financial status. Her approach is rooted in a deep commitment to education and transparency, ensuring that every client feels confident and informed about their financial journey. Serena's expertise and genuine care make her a trusted partner for those seeking to navigate the complexities of personal and business finance. With a mission to inspire financial literacy and success, Serena is driven by the belief that everyone deserves the opportunity to live a life of financial freedom and fulfillment.

For Serena’s gift: https://serenadoinglife.com/cheatsheet

To connect with Serena:

Website: https://www.serenadoinglife.com

LinkedIn: www.linkedin.com/in/serenasevits

Instagram: https://www.instagram.com/serenadoinglife

YouTube: https://www.facebook.com/share/1JvmWXhGgk/?mibextid=wwXIfr

About the Host

Mardi Winder is an ICF and BCC Executive and Leadership Coach, Certified Divorce Transition Coach, Certified Divorce Specialist (CDS®) and a Credentialed Distinguished Mediator in Texas. She has worked with women in executive, entrepreneur, and leadership roles, navigating personal, life, and professional transitions. She is the founder of Positive Communication Systems, LLC, and host of Real Divorce Talks, a quarterly series designed to provide education and inspiration to women at all stages of divorce.

Connect with Mardi on Social Media:

Facebook - https://www.facebook.com/Divorcecoach4women

LinkedIn: https://www.linkedin.com/in/mardiwinderadams/

Instagram: https://www.instagram.com/divorcecoach4women/

YouTube: https://www.youtube.com/@divorcecoach4women

Thanks for Listening!

Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page.

Do you have feedback or questions about this episode? Leave a comment in the section below!

Subscribe to the Podcast

If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts. You can also subscribe in your favorite podcast app.

Leave us an Apple Podcast Review

Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.

In this episode of The D Shift, Mardi Winder speaks with Karla Combres, celebrant and legacy guide, about the powerful role rituals can play in healing through divorce and other major life transitions.

Karla shares her unique journey from federal bureaucrat to end-of-life facilitator, explaining how her work has shaped her understanding of how people process change, loss, and transformation. She offers a thoughtful perspective on how rituals can create space for reflection, connection, and emotional healing during times that are often rushed or overlooked.

Mardi and Karla explore how many people move too quickly through difficult transitions, focusing on logistics and next steps without fully acknowledging the emotional experience. Karla encourages a more intentional approach, where both grief and growth are honored rather than bypassed.

The focus is on:

• Why rituals are important during divorce and life transitions

• How to create meaningful ways to process grief and change

• The role of community and being witnessed during difficult times

• How storytelling and personal narrative support healing

• Why slowing down can lead to greater clarity and emotional resilience

Karla also shares insight into the communities she has created, including her Heart of Being Human gatherings, which provide a space for connection, reflection, and shared experience. The conversation highlights how returning to intentional practices can help individuals move through transitions with greater awareness and support.

Karla offers a compassionate and grounded perspective for anyone navigating divorce or other major life changes, reminding listeners that healing is not about rushing forward, but about fully experiencing and integrating each stage of the journey.

About the Guest:

Karla Combres is a legacy guide and celebrant who helps people live with presence, meaning, and connection. Through community conversations, workshops, one-on-one guidance, and custom ceremonies, she creates spaces where people can pause, reflect, and shape a life and legacy they are proud of.

For Karla’s gift: Karla hosts The Heart of Being Human on the 2nd and 4th Thursday of each month. These free, online conversations offer a gentle online space for calm, clarity, and community as you navigate life. Learn more and sign up to be notified here: www.heartofbeinghuman.com

To connect with Karla:

Email: karla@karlacombres.com

Website: www.karlacombres.com

Instagram: https://www.instagram.com/karlacombrescelebrant/

Facebook: https://www.facebook.com/KarlaCombresCelebrant/

LinkedIn: https://www.linkedin.com/in/karlacombres/

YouTube: https://www.youtube.com/@karlacombres

Heart of Being Human:www.heartofbeinghuman.com

About the Host

Mardi Winder is an ICF and BCC Executive and Leadership Coach, Certified Divorce Transition Coach, Certified Divorce Specialist (CDS®) and a Credentialed Distinguished Mediator in Texas. She has worked with women in executive, entrepreneur, and leadership roles, navigating personal, life, and professional transitions. She is the founder of Positive Communication Systems, LLC, and host of Real Divorce Talks, a quarterly series designed to provide education and inspiration to women at all stages of divorce.

Are you interested in learning more about your divorce priorities? Take the quiz "The Divorce Stress Test".

Connect with Mardi on Social Media:

Facebook - https://www.facebook.com/Divorcecoach4women

LinkedIn: https://www.linkedin.com/in/mardiwinderadams/

Instagram: https://www.instagram.com/divorcecoach4women/

Youtube: https://www.youtube.com/@divorcecoach4women

Thanks for Listening!

Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page.

Do you have feedback or questions about this episode? Leave a comment in the section below!

Subscribe to the Podcast

If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts. You can also subscribe in your favorite podcast app.

Leave an Apple Podcast Review

Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.

In this episode of The D Shift, Mardi Winder speaks with Kim Costa, top Realtor® and creator of the Wheelhouse Method, about how to reclaim your space and create a home that supports your next chapter after divorce.

Kim brings both professional expertise and personal experience to the conversation, sharing how divorce can reshape not only your life but also your relationship with your home. She explains that decisions about staying, moving, or renovating are not just practical choices, but deeply personal ones that influence your sense of identity, stability, and well-being.

Mardi and Kim explore how your environment plays a powerful role in emotional recovery and how small, intentional changes can help you feel more grounded and in control during a time of transition. Whether it is removing items tied to the past, updating your space, or rethinking how your home functions, these changes can support healing and forward momentum.

In this episode, we answer:

• How to decide whether to stay, move, or renovate after divorce

• Why your living environment impacts emotional recovery

• Simple, budget-friendly ways to refresh your space

• How to let go of items connected to the past

• Why taking time before making big housing decisions matters

Kim also shares practical insight on how to approach these decisions thoughtfully, including the importance of community, lifestyle, and long-term needs. The conversation encourages listeners to see their home as a foundation for growth, not just a place to live.

About the Guest:

Kim Costa is a Top 5% Realtor® with Sotheby's International Realty and creator of The Wheel House Method—a framework designed to help women navigate divorce's biggest question: what to do about the house. With over 30 years of experience in real estate, construction, and design, plus a background as a small business controller, Kim brings both financial expertise and emotional intelligence to this vulnerable transition.

Through The Wheel House Method's eight life dimensions—health, career, fun and leisure, family and friends, spirituality, romance, environment, and finance—Kim helps divorcing women evaluate whether to keep, sell, or start fresh. Her approach ensures decisions support their new chapter rather than anchor them to the past. Kim is the author of the upcoming book Live in Your Wheel House (March 24, 2026) and host of the Live in Your Wheel House podcast.

For Kim’s book “Live in Your Wheel House: An Empowering Guide to Stay, Go, or Reno”

got to : https://a.co/d/00Nz5Njo

To connect with Kim:

Website: https://lifestylefoundations.com

Facebook: https://www.facebook.com/kimecostarealtor

Instagram: https://www.instagram.com/kim.e.costa

About the Host

Mardi Winder is an ICF and BCC Executive and Leadership Coach, Certified Divorce Transition Coach, Certified Divorce Specialist (CDS®) and a Credentialed Distinguished Mediator in Texas. She has worked with women in executive, entrepreneur, and leadership roles, navigating personal, life, and professional transitions. She is the founder of Positive Communication Systems, LLC, and host of Real Divorce Talks, a quarterly series designed to provide education and inspiration to women at all stages of divorce.

Are you interested in learning more about your divorce priorities? Take the quiz "The Divorce Stress Test".

Connect with Mardi on Social Media:

Facebook - https://www.facebook.com/Divorcecoach4women

LinkedIn: https://www.linkedin.com/in/mardiwinderadams/

Instagram: https://www.instagram.com/divorcecoach4women/

Youtube: https://www.youtube.com/@divorcecoach4women

Thanks for Listening!

Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page.

Do you have feedback or questions about this episode? Leave a comment in the section below!

Subscribe to the Podcast

If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts. You can also subscribe in your favorite podcast app.

Leave an Apple Podcast Review

Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.

Today on The D Shift, Mardi Winder welcomes back Amber Hollingsworth, master addiction counselor and founder of Hope for Families Recovery Center, for an important conversation about recognizing the early signs of problem drinking, especially during times of stress such as divorce.

Amber shares her professional insights along with her personal experience, explaining that alcohol dependence does not always look like what people expect. Many individuals who appear highly functional may still be struggling, and alcohol use often exists on a spectrum rather than a clear-cut problem.

Mardi and Amber explore how major life stressors like divorce can lead people to use alcohol as a coping mechanism. Over time, this can develop into patterns of self-medicating, where individuals begin to track, manage, or hide their drinking, often without fully recognizing the impact.

The conversation highlights how awareness and early intervention can make a meaningful difference, without necessarily requiring extreme or immediate measures.

In this episode we discuss:

• How to recognize early signs of problem drinking

• Why high-functioning individuals may overlook alcohol-related issues

• How stress and divorce can influence drinking habits

• The warning signs of self-medicating with alcohol

• Practical ways to evaluate and adjust your relationship with alcohol

Amber also shares a practical starting point for those questioning their habits, including the value of taking a short break from alcohol to gain clarity. The discussion touches on social pressure, boundary setting, and the unexpected benefits many people experience when they reduce or eliminate alcohol.

This episode offers a compassionate and non-judgmental perspective for anyone who is curious about their drinking habits and looking for a thoughtful, realistic approach to change.

About the Guest

Amber Hollingsworth is a master addiction counselor, founder of Hope For Families Recovery Center, and creator of the YouTube channel Put The Shovel Down. With over two decades of experience, she’s helped thousands of families navigate addiction recovery using innovative, relationship-focused strategies like the Invisible Intervention. Known for her relatable, no-nonsense approach, Amber empowers families to outsmart addiction, set healthy boundaries, and rebuild trust. Her expertise and compassionate style make her a sought-after podcast guest, offering practical advice and hope to families facing the challenges of addiction.

For Amber’s gift: https://www.familyrecoveryacademy.online/understanding-boundaries-in-addiction

To connect with Amber:

YouTube: https://www.youtube.com/channel/UCT8PE1v0xFR9zLXOijxM6hg

IG : https://www.instagram.com/puttheshoveldown/

Facebook: https://www.facebook.com/addictionrecoveryhope

LinkedIn: https://www.linkedin.com/in/amber-hollingsworth-833111b8/

About the Host

Mardi Winder is an ICF and BCC Executive and Leadership Coach, Certified Divorce Transition Coach, Certified Divorce Specialist (CDS®) and a Credentialed Distinguished Mediator in Texas. She has worked with women in executive, entrepreneur, and leadership roles, navigating personal, life, and professional transitions. She is the founder of Positive Communication Systems, LLC, and host of Real Divorce Talks, a quarterly series designed to provide education and inspiration to women at all stages of divorce.

Are you interested in learning more about your divorce priorities? Take the quiz "The Divorce Stress Test".

Connect with Mardi on Social Media:

Facebook - https://www.facebook.com/Divorcecoach4women

LinkedIn: https://www.linkedin.com/in/mardiwinderadams/

Instagram: https://www.instagram.com/divorcecoach4women/

Youtube: https://www.youtube.com/@divorcecoach4women

Thanks for Listening!

Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page.

Do you have feedback or questions about this episode? Leave a comment in the section below!

Subscribe to the Podcast

If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts. You can also subscribe in your favorite podcast app.

Leave us an Apple Podcast Review

Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.

In this episode of The D Shift, Mardi Winder speaks with financial professional Bill Walters, founder of Perfectly Imperfect Families, about how to create financial protection for children during and after divorce.

Drawing from his own personal experience, Bill shares how navigating divorce shaped his passion for helping families make smarter financial decisions during major life transitions. He explains why many divorce settlements rely on standard or “boilerplate” solutions that may not fully protect children or provide long-term stability for families.

Mardi and Bill explore how thoughtful financial planning goes beyond numbers and focuses on creating security, flexibility, and peace of mind. A key part of the conversation centers on life insurance in divorce settlements and how it is often misunderstood or improperly structured. Bill also discusses the role of trusts as a way to manage insurance payouts and ensure funds are used in a way that truly supports children over time.

They also address the emotional side of money, recognizing how stress, fear, and uncertainty can influence financial decisions during divorce. Bill emphasizes the importance of education, clear communication, and taking a more intentional approach to financial planning rather than reacting under pressure.

In this we discuss:

• Why standard divorce settlements may not fully protect children financially

• How life insurance is commonly used and often misunderstood in divorce

• The role trusts can play in protecting children’s financial future

• How to think beyond “boilerplate” solutions and plan strategically

• Why mindset and emotions influence financial decisions during divorce

This episode offers practical insight for anyone who wants to make more informed financial decisions during divorce while prioritizing the long-term well-being of their children.

About the Guest:

Bill Walters is a Financial Professional and founder of Perfectly Imperfect Families. He helps individuals and families navigate major life transitions by simplifying complex financial and planning decisions into clear, confident next steps. Bill is known for his calm, human-centered approach that builds trust and empowers people to move forward with clarity during uncertain seasons.

For Bill’s gift: https://calendly.com/wjwalters/15-minute-discovery-session

To connect with Bill: (phone 267-278-5062)

Website: www.perfectlyimperfectfamilies.com

LinkedIn: https://www.linkedin.com/in/billjwalters/

Facebook: https://web.facebook.com/PerfectlyImperfectFamilies

YouTube: https://www.youtube.com/@BillPerfectlyImperfectFamilies

IG: https://www.instagram.com/perfectlyimperfectfamilies

About the Host

Mardi Winder is an ICF and BCC Executive and Leadership Coach, Certified Divorce Transition Coach, Certified Divorce Specialist (CDS®) and a Credentialed Distinguished Mediator in Texas. She has worked with women in executive, entrepreneur, and leadership roles, navigating personal, life, and professional transitions. She is the founder of Positive Communication Systems, LLC, and host of Real Divorce Talks, a quarterly series designed to provide education and inspiration to women at all stages of divorce.

Are you interested in learning more about your divorce priorities? Take the quiz "The Divorce Stress Test".

Connect with Mardi on Social Media:

Facebook - https://www.facebook.com/Divorcecoach4women

LinkedIn: https://www.linkedin.com/in/mardiwinderadams/

Instagram: https://www.instagram.com/divorcecoach4women/

Youtube: https://www.youtube.com/@divorcecoach4women

Thanks for Listening!

Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page.

Do you have feedback or questions about this episode? Leave a comment in the section below!

Subscribe to the Podcast

If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts. You can also subscribe in your favorite podcast app.

Leave us an Apple Podcast Review

Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.