Dr. Devon Gimbel was skeptical at first. The idea of using credit card points to fly business class instead of economy seemed too good to be true. But she was willing to give it a try.

Fast forward 10 years, and Dr. Gimbel has turned her passion for points into a full-time business, helping physicians and entrepreneurs unlock a world of luxury travel they never thought possible.

Through strategic credit card usage, she's earned millions of points, booking nearly half a million dollars worth of travel for her family. First-class flights, 5-star hotels, unforgettable experiences—all for less than the cost of flying economy.

Now, she's on a mission to empower more women to travel the way they truly want to.

Join Dr. Vikram Raya as he picks Devon's brain for top tips on how to turn everyday expenses into extraordinary adventures.

In This Episode:

- Why travel? Devon's childhood fascination with the world

- Using credit card points to fly first class - Devon's light bulb moment

- Top 3 most unforgettable travel experiences

- Transitioning from medicine to full-time travel expert

- Identity shifts and following childhood passions

- Creating a women's physician group for points travel

- Rookie mistakes to avoid with credit card points

- How to learn travel hacking - Devon's podcast and course

- Devon's go-to resources and role models in travel

- Where is Devon going on her next big trip?

➡️ Free community of high-performing physicians: the Physician Wealth Accelerator - https://limitless-md.mn.co/

➡️ Check out my programs - https://vikramraya.com/coaching-tab-revamp/

➡️ Join our Mastermind - www.i8mastermind.com

➡️ Learn Small Multifamily Real Estate - www.MDTycoon.com

Mentioned In the Episode:

➡️The Points Guy: https://thepointsguy.com/

➡️Frequent Miler: https://frequentmiler.com/

🌐 Website: https://pointmetofirstclass.com/

📸

Are you a mid-career physician with an idea that could change lives? Do you dream of building a business around your passion while still making an impact in medicine?

In this episode, I sit down with Dr. Reyna Trevino, a practicing pediatrician turned inventor and CEO of a groundbreaking medical device startup. Reyna shares her transformative journey of persevering through doubts and setbacks to bring her vision to life, all while juggling a thriving practice and a family of five children.

Discover how Reyna leveraged her unique clinical insights, relentless curiosity, and newfound business skills to develop a patented, market-validated product that solves a critical pain point for parents and pediatricians alike. Reyna also shares practical tips for validating your idea, finding the right mentors and resources, and staying the course even when the entrepreneurial path gets tough.

If you have an invention, an unconventional business idea, or simply a hunger to expand your impact beyond the clinic, this episode will inspire you to embrace your inner Renaissance physician and pursue your boldest ambitions, “one week at a time.”

In This Episode:

- From overworked pediatrician to curious inventor

- Turning a nagging idea into a six-year passion project

- Reinventing yourself at mid-career

- The power of a personal "why" - helping patients and family

- Early entrepreneurial struggles and successes

- From wannapreneur to bona fide entrepreneur

- Overcoming manufacturing frustrations and multi-year delays

- Mindfulness, manifestation, and believing in yourself through challenges

- The key ingredients for startup success: ideas, passion, people

- What's next for Dr. Trevino and her ventures

- How physicians can grow their social media following from scratch

- Entrepreneurship lessons learned along the way

- Heroes and books that helped Reyna transform

Resources:

➡️ Free community of high-performing physicians: the Physician Wealth Accelerator - https://limitless-md.mn.co/

➡️ Check out my programs - https://vikramraya.com/coaching-tab-revamp/

➡️ Join our Mastermind - www.i8mastermind.com

➡️ Learn Small Multifamily Real Estate - www.MDTycoon.com

Connect with Dr. Reyna Trevino

♪ TikTok: https://www.tiktok.com/@doctorrosesbaby

🌐 Website:

Do you dream of breaking free from the daily grind and creating a life of freedom, purpose, and joy around entrepreneurship?

In this episode, I sit down with Dr. Laurie Boge, a board-certified emergency medicine physician turned scrubs designer and entrepreneur. Laurie shares her inspiring journey of facing burnout, reconnecting with her true passions, and building a thriving scrubs business from scratch.

Discover how Laurie leveraged her unique strengths and experiences to create GreenCloud Apparel, a luxurious and empowering line of scrubs for women in medicine. Laurie also shares practical tips for overcoming mindset challenges, finding the courage to pivot, and surrounding yourself with the right mentors and team.

If you're considering a career change, starting a side hustle, or simply seeking more fulfillment in your current role, this episode will inspire, energize, and prepare you to take bold action toward your dreams.

In This Episode:

- Laurie's story: From army doctor to burnout and a bold career pivot

- Key attributes of successful physician entrepreneurs

- Mitigating risks and protecting your nest egg when starting a company

- Transferable skills from medicine to entrepreneurship

- GreenCloud's unique approach to luxurious, confidence-boosting scrubs

- The importance of empowering women in medicine

- Giving back and supporting women in leadership

- Laurie's favorite books and mentors

- The power of delegation and building a rockstar team

Resources:

➡️ Free community of high-performing physicians: the Physician Wealth Accelerator - https://limitless-md.mn.co/

➡️ Check out my programs - https://vikramraya.com/coaching-tab-revamp/

➡️ Join our Mastermind - www.i8mastermind.com

➡️ Learn Small Multifamily Real Estate - www.MDTycoon.com

Connect with Dr. Laurie Boge

🔗 LinkedIn: https://www.linkedin.com/in/laurie-boge-333928275/

🌐 Website: https://www.greencloudapparel.com/

📸 Instagram:

Many high-income professionals dream of achieving financial freedom, but few take the necessary steps to turn that dream into reality. In fact, most continue to work day in and out only to realize their financial freedom is still a distant dream.

Cashflow Capital Club co-founders Ryan Byrne and Dr. Francesca Byrne were once in the same boat, working tirelessly in their respective fields of finance and medicine. However, their determination to create generational wealth led them down an unconventional path – real estate investing.

Ryan and Dr. Francesca share their journey from accidental landlords to managing a portfolio of 1,000 doors in just two years. They emphasize the importance of getting out of your comfort zone, taking calculated risks, and surrounding yourself with a network of experts to accelerate your growth.

If you're ready to stop trading time for money and make your money work harder than you do, this episode is your wake-up call.

In This Episode:

- From accidental investors to real estate powerhouse

- The journey from physician to real estate mogul

- How to overcome the time challenge as busy professionals

- Leveraging loans to get started in real estate investing

- Scaling Up: The shift to multifamily investments

- The power of partnerships and building a team

- How to bounce back from losing everything

- Top 3 mistakes newbie investors must avoid

- Books to transform mindset and business

Resources:

➡️ Free community of high-performing physicians: the Physician Wealth Accelerator - https://limitless-md.mn.co/

➡️ Check out my programs - https://vikramraya.com/coaching-tab-revamp/

➡️ Join our Mastermind - www.i8mastermind.com

➡️ Learn Small Multifamily Real Estate - www.MDTycoon.com

Connect with Dr. Francesca & Ryan Byrne:

🔗 LinkedIn - https://www.linkedin.com/company/cashflowcapitalclub/

🌐 Website - https://cashflowcapitalclub.com/

Connect with Vikram:

🌐 Website - https://vikramraya.com/

📸 Instagram - https://www.instagram.com/vikramraya/

👤 Facebook - https://www.facebook.com/Vikramrayamd

🔗 LinkedIn - https://www.linkedin.com/in/vikramraya/

Special Thank You to Music Provided by Music Library:

Tired of watching your hard-earned money disappear into Uncle Sam's pockets every time you sell an investment property?

As a busy physician, you know that time is your most precious commodity. But what if you could grow your wealth exponentially without sacrificing your valuable time or paying a fortune in taxes?

Dave Foster, a 1031 exchange expert who has helped hundreds of thousands of investors defer taxes and build lasting wealth, joins us to reveal the secrets to leveraging this powerful tax strategy to supercharge your real estate investing.

You'll discover how to use the four D's of 1031 investing to compound your wealth, adapt to market changes, and create a legacy for generations to come. Plus, Dave breaks down the timeline and requirements for executing a successful 1031 exchange, so you can maximize your returns with confidence.

Whether you're a seasoned real estate investor or just starting to explore the possibilities, this episode will equip you with the knowledge and tools you need to achieve financial freedom on your terms.

Grab a copy of Dave's best-selling book, "Lifetime Tax-Free Wealth: The Real Estate Investor's Guide to the 1031 Exchange."

In This Episode:

- Dave Foster's personal journey with 1031 exchanges

- Why do you need a 1031 exchange qualified intermediary?

- The history of 1031 exchanges

- Why aren't more people using 1031 exchanges?

- 1031 Exchange Basics: timelines, requirements, and misconceptions

- The Four D's of 1031 Investing

- Expanding your real estate portfolio with 1031 exchanges

- Real-world examples of how physicians can use 1031 exchanges to build wealth

- Advanced strategies: using 1031 exchanges for syndications and REITs

- REITs vs. Real Estate: separating equities and real estate for optimal tax benefits

Resources:

➡️ Free community of high-performing physicians: the Physician Wealth Accelerator - https://limitless-md.mn.co/

➡️ Check out my programs - https://vikramraya.com/coaching-tab-revamp/

➡️ Join our Mastermind - www.i8mastermind.com

➡️ Learn Small Multifamily Real Estate - www.MDTycoon.com

➡️ Lifetime Tax-Free Wealth by Dave Foster - https://amzn.to/3L4pbyd

Connect with Dave Foster

🔗 LinkedIn: https://www.linkedin.com/in/davefoster1031/

🌐 Website: https://www.the1031investor.com/

🐦 Twitter: https://twitter.com/DaveFoster1031

👤 Facebook: https://web.facebook.com/the1031investor

🎞 YouTube: https://www.youtube.com/c/The1031Investor

Connect with...

Are you a mid-career physician feeling stuck in the daily grind, wondering if there's more to life than just practicing medicine? Do you dream of achieving financial freedom and living life on your own terms?

In this episode, Dr. David Hergan, a board-certified orthopedic surgeon and entrepreneurial powerhouse, shares his insights on how to break free from the traditional physician mold and become a new breed of doctor - one who leverages their skills and knowledge to create multiple streams of income and build substantial wealth.

David discusses the importance of using your time away from medicine wisely, investing in yourself, and stepping out of your comfort zone to explore new opportunities. He also shares his experiences in medical office space development, regenerative medicine, and private equity, offering valuable advice on how physicians can capitalize on these ventures.

If you're a surgeon or an internal medicine doctor, this episode presents actionable strategies and mindset shifts that will help you transform your life and achieve the financial success you deserve.

"We have the ability to leverage [our] skills and abilities into other things to create other streams of income." ~ Dr. David Hergan

In This Episode:

- David's game plan at age 40 vs. 47

- Going off the traditional physician track

- Top advice for mid-career physicians

- Becoming a master of your time away from medicine

- Investing in yourself for the highest ROI

- How to attain an 8-figure net worth as a physician

- Leveraging medical office development opportunities

- The growing demand for regenerative medicine in orthopedics

- Capitalizing on private equity opportunities in healthcare

- Parting advice for physicians seeking growth and success

- How to connect with Dr. David Hergan

Resources:

- Free community of high-performing physicians: the Physician Wealth Accelerator - https://limitless-md.mn.co/

- Check out my programs - https://vikramraya.com/coaching-tab-revamp/

- Join our Mastermind - https://www.i8mastermind.com/home-page1709543832513

- Learn Small Multifamily Real Estate - https://www.mdtycoon.com/optin-612809811705881005500

Connect with Dr David Hergan

- Email - dhergan@gmail.com

- Website - https://davidherganmd.com

- Facebook - https://web.facebook.com/DavidHerganMD

Connect with Vikram:

- Website - https://vikramraya.com

- Instagram - https://www.instagram.com/vikramraya/

-

Feeling exhausted and unfulfilled in your medical career? Do you find yourself constantly trying to meet others' expectations while neglecting your own dreams and desires?

In this episode, we sit down with Chelsea Turgeon, MD, a former OBGYN resident who made the bold decision to drop out of residency and forge her own path to happiness and success.

Chelsea shares her personal journey of hitting rock bottom with burnout, reconnecting with her true values and strengths, and ultimately finding joy and purpose as a life coach for healthcare professionals.

As a digital nomad who has traveled to 49 countries, Chelsea also shares her insights on incorporating travel and adventure into your life, even if you're working a traditional 9-to-5 job. She discusses the importance of prioritizing your passions and letting the rest of your life fall into place around them.

Whether you're considering a career pivot, looking to add more fulfillment to your current role, or simply seeking inspiration to live life on your own terms, this episode gives valuable wisdom and actionable advice.

"Just start putting more weight in other buckets. You already have plenty of other identities, too. So just start paying more attention to those or putting more energy into some of those identities." ~ Chelsea Turgeon MD

In This Episode:

- Chelsea's story: From top of her class to hitting rock bottom

- The top three factors contributing to burnout among healthcare professionals

- Understanding physical and emotional manifestations of burnout

- Dealing with broken expectations and envisioning a new future

- Using a bridge job to transition to your true calling

- Overcoming mindset challenges and reconnecting with your desires

- Dealing with the "loss of identity" after leaving medicine

- Chelsea's mission to help people break free from societal expectations

- Incorporating travel and adventure into your life as a healthcare professional

- Chelsea's top mentors and book recommendations

- How to connect with Chelsea and access her free resources

Resources:

- Free community of high-performing physicians: the Physician Wealth Accelerator - https://limitless-md.mn.co/

- Check out my programs - https://vikramraya.com/coaching-tab-revamp/

- Join our Mastermind - www.i8mastermind.com

- Learn Small Multifamily Real Estate - www.MDTycoon.com

Connect with Chelsea Turgeon

- Website - https://coachchelsmd.com/

- Podcast - https://coachchelsmd.com/podcast/

- Diagnose your career unhappiness with a free audio course - https://coachchelsmd.com/diagnose

Connect with Vikram:

- Website -

If you're a healthcare provider feeling stuck in the traditional insurance-based practice model, trading hours for dollars with limited time to truly impact your patients' lives, it's time to break free and explore the potential of a cash-based or concierge practice.

Imagine having the freedom to spend quality time with each patient, providing them with the highest level of care and attention, while also achieving financial success and personal fulfillment.

In this episode, Gil Tal, a jack of all trades and healthcare provider mentor, shares his insights on how to break free from the traditional medical model and create a thriving cash-based or concierge practice.

Gil reveals the key strategies that have allowed him to build a highly profitable and rewarding career in the health and wellness industry.

He also shares his personal journey of overcoming childhood challenges and transforming his life through the power of sales and entrepreneurship, and how he's now using his success to empower and inspire others.

Whether you're a doctor, nurse practitioner, or other healthcare professional looking to level up your practice and your life, this episode is packed with practical wisdom and actionable tips to help you unlock your full potential and achieve the wealth and wellness you deserve.

To learn more about Gil's mission to help providers launch successful cash-based clinics, join his free Facebook group at www.getcliniclaunch.com.

"Having the remote control to another human being is extremely empowering and confidence building... There are a lot of skilled people who are malicious, but then there's a lot of talented people who use it to inspire, to build, and to grow, to help grow others." ~ Gil Tal

In This Episode:

- Leveraging your network to get ahead

- Maintaining peak performance and youthful energy

- Investing in yourself and turning mistakes into valuable "tuition"

- The problem with the current healthcare system, particularly for providers

- Strategies for healthcare providers to launch cash-based practices

- Personal growth: From shy kid to confident entrepreneur

- Empowering others and leaving a legacy through teaching

Resources:

- Free community of high-performing physicians: the Physician Wealth Accelerator - https://limitless-md.mn.co/

- Check out my programs - https://vikramraya.com/coaching-tab-revamp/

- Join our Mastermind - www.i8mastermind.com

- Learn Small Multifamily Real Estate - www.MDTycoon.com

Connect with Gil Tal

- LinkedIn - https://www.linkedin.com/in/gil-tal-a0266a251/

- Facebook Group - http://www.getcliniclaunch.com

Connect with Vikram:

-