Ever wondered what happens to your assets after you're gone? Is estate planning just for the rich and famous? Join us in Episode 12 of "Women of Wealth" as hosts Hawley Woods Gray and Allie Ramo unravel the mysteries of estate planning and why it's crucial for everyone, not just celebrities!

In this episode, we dive deep into the costly and lengthy process of probate, with real-life examples from Howard Hughes to Aretha Franklin. Discover how simple steps can help you avoid probate and ensure your assets are distributed according to your wishes.

Hawley and Allie explore the nitty-gritty of setting up a trust, the advantages of Nevada's asset protection laws, and the ease of managing a digital trust. We also discuss upcoming changes in inheritance tax rules and share heartfelt stories about the emotional and practical benefits of meticulous planning.

Tune in for expert insights, practical advice, and personal anecdotes that will inspire you to secure your financial future. Don't miss out!

Calendar links to schedule an appointment with us
https://calendly.com/allieramo/
https://calendly.com/hwoods-1

For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fm

Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Ever wondered how an aerospace engineer transitions into a financial services powerhouse? Or how the landscape of female leadership in finance has evolved over the decades? In this episode, we sit down with the incredible Darlene Flagg to uncover her unique journey and the transformative changes in the industry.

Join us as Darlene shares her inspiring story, from building databases at Prudential to becoming a VP at National Life Group. We delve deep into the rise of self-educated investors and how financial professionals must adapt to this new era. Discover why trust and genuine relationships are paramount in financial services, and how involvement in professional associations like WIFS can shape your career.

Plus, get tailored financial advice for every generation and learn how aligning personal values with company culture can lead to authentic success. Don't miss Darlene's lightning round of quick financial tips!

Tune in for an episode packed with wisdom, practical advice, and a whole lot of inspiration.

Connect with Darlene:

Website

LinkedIn

Stay wealthy, stay wise!

Darlene Flagg's Bio:

Darlene Flagg is a Vice President and Head of Retirement at National Life Group leading their institutional sales division for retirement plans creating and managing institutional marketing strategies for 403(b), 457, 401(a), and 3121 plans. Darlene has over 20 years of senior management experience and 27 years of financial services and marketing experience.

Darlene has also served as Chief Marketing Officer and Head of Annuity Marketing at National Life. Prior to joining National Life in 2015, she worked at AIG VALIC (CoreBridge), where she last served as Vice President of Institutional Marketing. She previously served on the Women in Insurance and Financial Services (WIFS) National Board as President partnering to attract, develop, and advance women in financial services. She is also a Past President of the National Tax-Deferred Savings Association (NTSA). Additionally, for six years, she served as an adjunct professor for the University of Phoenix, Houston Campuses.

Darlene received her Bachelor's (BA) degree in Communications from Seton Hall University in South Orange, NJ, and a Master’s (MA) degree in Strategic Communications from the same institution.

For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fm

Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Ever wondered how to achieve a debt-free degree? Or how early financial planning can transform lives? Join us in Episode 10 of the Women of Wealth podcast, where hosts Hawley Woods Gray and Allie Ramo sit down with Elizabeth Rosner, aka Dr. Roz. As the founder of the Debt-Free Degree movement and a certified trainer of non-violence at the Martin Luther King Center. Dr. Roz shares her journey, success stories, and invaluable tips on achieving financial freedom through education. Don't miss her insights on empowering students and families, starting financial literacy early, and her vision for a debt-free future. Tune in for an inspiring conversation!

Connect with Dr. Roz:

Website: https://drroz.love/

Free Chapter of my DebtFreeDegree Book and an invitation to my DebtFreeDegree Webinar: drroz.love/womenofwealth

Follow Dr. Roz on social media @DrRoz

YouTube: YouTube.com/@DrRoz

LinkedIn: https://www.linkedin.com/in/drelizabethrosner/

Elizabeth (DrRoz) Rosner's Bio:

As the Founder and Chief Educational Officer of DebtFreeDegree with DrRoz, Elizabeth Rosner, affectionately known as DrRoz, is a visionary leader dedicated to empowering students to achieve their academic dreams without the burden of student loan debt. With a personal educational journey marked by exceptional academic achievement and minimal debt, DrRoz has become a beacon of hope and a source of invaluable guidance for students and families navigating the complexities of higher education financing.

DrRoz's passion for education is matched by her commitment to cultivating a culture of nonviolence and love, as inspired by the teachings of Dr. Martin Luther King Jr. Through her L.O.V.E. Revolution and the promotion of Nonviolence365, she encourages individuals and communities to embrace peaceful and compassionate ways of living.

Elizabeth's dedication to her mission is evident in her tireless efforts to provide resources, workshops, and one-on-one coaching to those seeking a path to financial independence and educational success. Her recently published book, "DebtFreeDegree: How To Graduate Without Student Loans While Getting Good Grades, Having Tons of Fun, and Landing Your Dream Job!" is set to be a game-changer for students worldwide.

For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fm

Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Are you ready to hit the high notes of financial wisdom in the music biz? Not in music? No problem. The insights we gather can be applied to just about any industry!

Welcome to Episode 10 of Women of Wealth, where we sit down with Jill Tschogl, a captivating professional with over two decades in the music industry.

In this episode, Jill shares valuable insights into financial aspects of the industry, and pulls the curtain back on the glitz and glamour. From taking a pay cut to grow her career, to balancing the books with a side gig, discover the importance of financial literacy, the challenges of maintaining a public image, and the significance of financial independence for artists.

Jill's hitting all the right notes with her advice to save, invest, and spend wisely, for those aspiring for early retirement or financial freedom. Whether you're an up-and-coming artist, climbing in a business, or just love a good success story, you won't want to miss this!

Follow Jill's journey on Instagram @iamjellyt and check out her Link Tree for all the ways to get in touch. For consulting inquiries, reach out to Jill at allthingsJNT.com. Join us as we uncover the wealth of knowledge in the world of music!

Jill Tschogl's Bio:

Jill Tschogl brings infectious energy, a passion for nurturing talent, and extensive expertise in music publishing and team-building to every endeavor. With over 20 years of experience in the music industry, Jill has held leadership roles at major corporations, indies as well as start-ups including Universal Music Group, Kobalt, and WAV Media. Her background also includes collaborations and event activations with a variety of brands and artists such as Kanye West, Doja Cat, The Migos, J. Cole, Miguel, The Fader, and Complex Magazine. Now, as an entrepreneur, Jill runs her own consulting company, continuing to drive creative projects and support artists with the same dedication and vision that have defined her career.

For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fm

Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Hey Wealth Warriors! Are you ready to unlock the secrets of financial freedom through the power of social media? In this episode we dive deep with the digital marketing master Veronica Bahn, CEO of Transform Your Social Media.

Ever wondered how to turn likes into loot or tweets into treasure? Veronica brings her 35 years of financial savvy to the table, revealing how entrepreneurs can leverage social media, not just as a free platform, but as a diverse income powerhouse.

From the perils of putting all your eggs in one digital basket to the art of creating an authentic online presence that asks (and answers) the "so what" of your brand, this episode is packed with golden nuggets. Veronica gets real about the personal hardships that shaped her financial strategies, emphasizing the safety net of savings and insurance.

Plus, we'll get into the nitty-gritty of targeting your ideal client, why email marketing isn't just old school cool, and the must-have CRM systems that keep your customers close.

And don't miss our lightning round where Veronica makes her picks: feed posts or stories? Google or Facebook ads? TikTok or Instagram?

Before you hit play, remember to grab Veronica's free PDF Top 5 Social Media Tips to Transform Your Visibility!

Connect with Veronica on Facebook, Instagram, X and LinkedIn or email veronica@veronicabahn.com.

Tune in, take notes, and transform your business into a well-oiled, wealth-generating machine!

Veronica Bahn's Bio:

CEO

With 35+ years of experience in advertising, marketing, sales and website creation, Veronica is the driving force behind Transform My Social Media. Her approach to business goes beyond traditional strategies. Veronica’s mission is to provide clients the tools and guidance they need to create compelling online presences—and “Be So Visible They Can’t Be Ignored.”

Managing Director

Veronica works to create a supportive environment where women can thrive, inspiring them to step into their power and achieve their highest potential. As the Managing Director of eWomenNetwork Phoenix, her dedication landed her the prestigious title of Business Matchmaker of the Year in 2022. Veronica was also named one of the “Women to Watch in 2023” at the International ICON conference.

Speaker

Veronica is a sought-after speaker on all things social media. She is probably most known for her presentations on how entrepreneurs can use Canva as a marketing tool and save time developing content and graphics for social media. She is frequently invited to share her insights and knowledge at industry events and conferences across the country.

Reiki Master

As a Reiki Master, Veronica infuses clients’ unique visions and energies into their business strategies and marketing plans, helping guide them from their hearts to their heads. She empowers women entrepreneurs, providing them with the tools, confidence and purpose to shine brightly and attract their ideal clients and customers

Personal Life

Veronica is a native of Phoenix, where she’s built a fulfilling life with her loving husband of 35+ years. Together, they have raised three wonderful children.

For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fm

Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Ever feel like salespeople don't care about finding a solution right for you, and are just focused on selling? Our guest, Julie Thomas, CEO of Value Selling, joins us to prove that you can excel in sales while maintaining your integrity and compassion. In fact it's a MUST in order to be successful in sales.

In this episode, Julie shares how to transform from a product pusher to a value-selling pro. Ever felt awkward during those silent moments in a sales talk? We dive into why those pauses are actually golden and how a simple sip of water can change the game.

Plus, Julie shares an exclusive scoop on a new program that's a game-changer for solopreneurs and small biz owners. And if you think financial planning is a snooze-fest, think again! We're tackling the tough stuff like long-term care insurance and why your future self will thank you for listening to this episode.

But that's not all – Julie's personal stories of philanthropy and her battle against Alzheimer's will inspire you to see money as more than just currency, but as a catalyst for positive change.

So, are you ready to take control of your wealth and wield it wisely? Tune in to Episode 7 of Women of Wealth for all this and more!

Remember, money isn't just paper and coins; it's the power to make choices and the freedom to live your best life!

Don't forget to sign up for the free newsletter on sales tips and tactics offered by Julie! Visit valuesellingassociates.com for more information! Connect with Julie on LinkedIn as well to get more her amazing financial wisdom and knowledge.

Julie Thomas' Bio:
Julie Thomas works with revenue leaders across many industries to help them realize results they never thought possible. She is passionate about guiding revenue organizations through uncertainty and helping them build resilient, engaged teams that drive predictable, sustainable results and create customers for life.

As President and CEO of ValueSelling Associates, Inc., Julie is responsible for the company’s global expansion and its position as a market leader in on-demand, instructor-led, virtual instructor-led and hybrid (blended) learning solutions delivered throughout the world in more than 17 languages. In a career spanning more than 24 years, she credits her mastery of the ValueSelling Framework® for her own meteoric rise through the ranks of sales, sales management and corporate leadership positions.

Julie began her sales career at Gartner Group (now Gartner, Inc.) In 1999, she became Vice President of Gartner’s Sales Training for the Americas. Her role included successfully onboarding new sales hires and driving adoption of the ValueSelling Framework. She has extensive experience applying, coaching and reinforcing the ValueSelling Framework, ValueSelling Essentials® and their application to all customer-facing roles across the revenue engine.

In 2003, Julie joined ValueSelling Associates as Chief Executive Officer and President. She led the company to become an industry leader in competency- and process-based training for escalating sales performance in business-to-business sales organizations worldwide. She takes pride in the fact that ValueSelling Associates is consistently honored as an award-winning Sales Training Service Provider.

In addition to her role at ValueSelling Associates, Julie is a noted speaker, consultant and author of “ValueSelling: Driving Sales Up One Conversation at a Time” and “The Power of Value Selling: The Gold Standard to Drive Revenue and Create Customers for Life,” as well as a contributor to Forbes.com, the Forbes Business Development Council and the LinkedIn Sales Blog. Julie also serves on the advisory board of the eWomenNetwork Foundation Advisory Council and is heavily involved in local charities in the San Diego region.

For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fm

Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Hey Wealth Warriors! Are you ready to unlock the secrets of a rich life, both in your wallet and your mindset? Dive into Episode 6 of the "Women of Wealth" podcast where we, Hawley Woods Gray and Allie Ramo, get up close and personal with the phenomenal brain trainer Jenny Harkleroad. Ever wondered if the key to financial abundance is all in your head?

In this episode, Jenny blows our minds with the connection between our brain state and bank balance. She'll walk us through the incredible science behind changing your brain to change your wealth. And guess what? Hawley will spill the beans on how Jenny's brain training turned her life around, from severe allergies to financial freedom!

Jenny's story is nothing short of a Hollywood comeback - from a real estate tycoon to a mindset coach after a spine-chilling accident. Plus, we'll explore the "17-second rule" and how to reprogram your subconscious mind to attract the moolah you deserve!

Ready to turn your brain into a money magnet? Jenny's got an app for that! Tune in to discover how her Leap app can transform your financial future and snag her generous offer to our listeners.

Don't forget to mark your calendars for the 10th to download the Leap app, and in the meantime, visit balancedyou.org and leaptransformationmethod.com for a sneak peek into financial enlightenment. It's time to leap into wealth with Episode 6 of "Women of Wealth"!

Jenny Harkleroad's Bio:

Jenny Harkleroad is the founder and CEO of Balanced You. She’s a 2 time #1 best-selling author, speaker, and mind-change coach and teacher. She’s a mother of 4, which is her greatest claim to fame! Jenny is a big-hearted entrepreneur and business leader. Jenny built a real estate business in San Diego over 13-years producing double digits in the millions. With the power of her mind, Jenny overcame her past of chronic pain, addictions, bad relationships, and unhappiness. She never knew how sweet life could be until she changed her mind and that changed everything. Jenny has a dramatic story to share, breaking her back on a mountain cliff. That event changed everything and gave her a ferocious appetite to transform lives and help others create what’s missing in their lives.

For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fm

Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Hey Wealth Warriors! Ready to transform your financial future while sipping your morning coffee? Tune in to Episode 5 of the Women of Wealth podcast where your savvy hosts, Hawley Woods Gray and Allie Ramo, dive deep into the world of wealth with a twist – their guests are none other than their better halves, Robert Gray and Dylan Ramo!

From humble upbringings, to powerhouse financial strategies, Robert and Dylan get personal about their seismic shifts from penny-pinching to smart investing. From the nitty-gritty of life insurance with living benefits to the ins and outs of Indexed Universal Life policies, they're unpacking it all!

And that's not all – we're getting real about the power of policy reviews and why your cash value in life insurance might just be your unexpected hero in college funding. Plus, stay tuned for a lightning round that'll leave you with nuggets of wisdom faster than you can say "compound interest"!

Don't forget to follow and tag us on Facebook and Instagram at @wowwomenofwealth. Let's build that empire, one episode at a time!

For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fm

Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!