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The digital world offers multiple opportunities for teens to fast-track and grow finances at a young age. But because of its constantly evolving nature, most teens struggle to apply old and new financial concepts and strategies that could make or break the road to financial independence. This guide to personal finance will equip teens with essential money skills and empower you to look forward to the future

Do you feel like adulthood came with no instruction manual? Wondering if you're the only one struggling to balance work, relationships, and personal goals? Adulthood, or "adulting," can be overwhelming and confusing at times. It's a period of life where you are expected to have your act together and take on full responsibility for yourself. You will explore how to navigate this journey like a pro. From developing time management skills to building healthy relationships and finding your purpose, this guide has got you covered.

Fifteen year old Ryder faces some of the common challenges of any young man his age: isolation, sibling rivalry, first love, and bullying. Life takes a sudden change when he is invited, along with his sister and five classmates to spend a year abroad. Read the contract! Instead of going to Europe on Earth Ryder and his friends are conscripted for a year of service in Demeter, an asteroid over a hundred light years from Earth.

A nurse sits by herself in the hospital cafeteria. A businessman misses his train. These two young strangers are destined to meet, if the job is done right. Three onlookers play cupid in this romantic story, told from afar.

I may have reached my breaking point. As if trying to graduate from a school for supernaturals isn’t stressful enough, my relationship status has gone from complicated to a straight-up dumpster fire. Oh, and the Bloodletter has decided to drop a bomb of epic proportions on us all... Then again, when has anything at Katmere Academy not been intense? And the hits just keep coming. Jaxon’s turned colder than an Alaskan winter. The Circle is splintered over my upcoming coronation. As if things couldn’t get worse, now there’s an arrest warrant for Hudson’s and my supposed crimes.

When fifteen-year-old Clary Fray heads out to the Pandemonium Club in New York City, she hardly expects to witness a murder - much less a murder committed by three teenagers covered with strange tattoos and brandishing bizarre weapons. Then the body disappears into thin air. It's hard to call the police when the murderers are invisible to everyone else and when there is nothing - not even a smear of blood - to show that a boy has died. Or was he a boy?

Two weeks have passed since Iris Winnow returned home bruised and heartbroken from the front, but the war is far from over. Roman is missing, and the city of Oath continues to dwell in a state of disbelief and ignorance. When Iris and Attie are given another chance to report on Dacre’s movements, they both take the opportunity and head westward once more despite the danger, knowing it’s only a matter of time before the conflict reaches a city that’s unprepared and fracturing beneath the chancellor’s reign.

In the highly anticipated finale to the New York Times best-selling trilogy, dictators, prophets, and tensions rise. In a world that’s conquered death, will humanity finally be torn asunder by the immortal beings it created? Citra and Rowan have disappeared. Endura is gone. It seems like nothing stands between Scythe Goddard and absolute dominion over the world scythedom. With the silence of the Thunderhead and the reverberations of the Great Resonance still shaking the earth to its core, the question remains: Is there anyone left who can stop him?

When we last saw Squad 312, they working together seamlessly (aka, freaking out) as an intergalactic battle raged and an ancient superweapon threatened to obliterate Earth. Everything went horribly wrong, naturally.

Rudeus's brief meeting with his time-travelling future self leaves him struggling to process the terrible suffering that version of him endured. But he might be able to avert those losses in this timeline, if he takes his future self's advice--starting with reaching out to Eris for the first time in years!

Calron is turning eight soon... will he awaken as an accursed Lightning Cultivator or does fate have something else in store for him? Over a millennium ago, the Lightning Gods ruled Heaven and Earth with their destructive lightning magic. No other Elementalist or Martial Artist could contend against their overwhelming power. Until the fated day . . . when the seven Primordial Thrones broke their slumber.

Isla Crown has secured the love of two powerful rulers and broken the curses that plagued the six realms for centuries, but few know the true origins of her powers. Now, in the wake of a crushing betrayal, Isla finds herself hungry for distraction, preferring to frequent Lightlark’s seductive haunts instead of embracing her duties as the newly crowned leader of two separate realms. Worse, her fellow rulers haven’t ceded victory quietly, and there are others in Isla’s midst who don’t believe her ascent to power was earned.

Like every other hobbit, Bilbo Baggins likes nothing better than a quiet evening in his snug hole in the ground, dining on a sumptuous dinner in front of a fire. But when a wandering wizard captivates him with tales of the unknown, Bilbo becomes restless. Soon he joins the wizard’s band of homeless dwarves in search of giant spiders, savage wolves, and other dangers. Bilbo quickly tires of the quest for adventure and longs for the security of his familiar home. But before he can return to his life of comfort, he must face the greatest threat of all.

Bell, along with his adventuring party of Welf the swordsmith and Lilly the supporter, has made it into the middle floors of the Dungeon, but the schemes of another party have stranded them there! Hestia's going to need to send help, but will the rescuers arrive in time to save Bell and his friends from the monster that's got them cornered? The familia myth of the boy and the goddess continues!

First, the bad news: an ancient evil—you know, your standard consume-all-life-in-the-galaxy deal—is about to be unleashed. The good news? Squad 312 is standing by to save the day. They've just got to take care of a few small distractions first. Like the clan of gremps who'd like to rearrange their favorite faces. And the cadre of illegit GIA agents with creepy flowers where their eyes used to be, who'll stop at nothing to get their hands on Auri. Then there's Kal's long-lost sister, who's not exactly happy to see her baby brother and has a Syldrathi army at her back.

Unlock your pathway to financial freedom with this essential guide! Dive into the world of money management and embark on a journey to independence, wealth, and achieving your dreams. Struggling with financial concepts like budgeting, saving, and managing money? You're not alone. This book is your beacon of hope, cutting through the fog with practical advice and insider tips to elevate your financial understanding.

For years, Sebastian has been lying to himself, doing whatever it took to convince himself that Mikey was just his best friend and the pain in the ass that he couldn’t stop thinking about; and now... He would do absolutely anything to stop screwing this up, but that probably wasn’t going to happen, not with his brother determined to help him. With every soul-crushing piece of advice his brother threw his way, Sebastian found himself thinking about everything that he had to lose if Mikey didn’t feel the same way and wondered if he was about to make the biggest mistake of his life.

Newcago is free. They told David it was impossible, that even the Reckoners had never killed a High Epic. Yet Steelheart - invincible, immortal, unconquerable - is dead. And he died by David's hand.Eliminating Steelheart was supposed to make life simpler. Instead, it only made David realize he has questions. Big ones. And no one in Newcago can give him answers.Babylon Restored, the city formerly known as the borough of Manhattan, has possibilities, though.

Hunted across the True Sea, haunted by the lives she took on the Fold, Alina must try to make a life with Mal in an unfamiliar land, all while keeping her identity as the Sun Summoner a secret. But she can't outrun her past or her destiny for long. The Darkling has emerged from the Shadow Fold with a terrifying new power and a dangerous plan that will test the very boundaries of the natural world. With the help of a notorious privateer, Alina returns to the country she abandoned, determined to fight the forces gathering against Ravka. But as her power grows, Alina slips deeper into the Darkling's game of forbidden magic....

Jude was seven years old when her parents were murdered and she and her two sisters were stolen away to live in the treacherous High Court of Faerie. Ten years later, Jude wants nothing more than to belong there, despite her mortality. But many of the fey despise humans. Especially Prince Cardan, the youngest and wickedest son of the High King. To win a place at the Court, she must defy him - and face the consequences.